01
Tell us about your home
It takes about 2 minutes.
Home Equity Agreement
Your home has been quietly building wealth.Turn it into cash with no monthly payments.
See what your home could give you in about 2 minutes. Checking won't affect your credit score.
What brings you here today?
Debt paid off, no new monthly bill
No monthly paymentsCredit scores from 500No income minimumUp to $600,000Keep your current mortgageUse the cash for anythingNo monthly paymentsCredit scores from 500No income minimumUp to $600,000Keep your current mortgageUse the cash for anything
How it works
From home value to cash in three simple steps.
02
See your cash estimate
Get a clear number right away.
03
Claim it with a loan officer
Confirm the details in a short call.
See the difference
More flexibility, without replacing your mortgage.
| Home Equity Agreement | HELOC | Cash out refinance | |
|---|---|---|---|
| Monthly payment | None | Yes | Yes |
| Income check | No minimum | Required | Required |
| Credit scores accepted | From 500 | Usually 680 and up | Usually 620 and up |
| Keeps your current mortgage rate | Yes | Yes | No |
No monthly payments
Keep more room in your monthly budget.
Credit from 500
More homeowners can be considered.
No income minimum
A practical option for retirement or self employment.
Keep your mortgage
Your current mortgage stays in place.
An illustrative example
A $600,000 home with a $300,000 mortgage could get up to $127,000 in cash.
Illustrative example. Your amount depends on your home and situation.
Clear answers before you begin.
See what your home could give you
Credit score
Choose your state to see your estimate.
